All in one value All free at Rowte

What agencies normally pay for separately, you get included at no cost.

Module

Details

Market Cost (RMB/year)

With Rowte

FX & Transfer Fee Savings

Optimized FX on 1M USD transfer (~0.4% savings)

¥28,000

Free

Manual Finance Replacement

Replace one reconciliation staff (8 months)

¥40,000

Free

Refund Tracking & Compliance

Reduce errors, mispayments, contract risk

¥10,000

Free

SaaS Platform Access

Cross-border system, KYC docs, billing & reporting

¥12,000

Free

Growth Benefits

Higher trust with schools, faster conversions

—

Free

Partnerships

Access to more education partners

—

Free

Total Annual Savings

¥90,000+

Free

See how Rowte changes your payout timeline

Before Rowte

Reconciliation — 1 month

Payout — 7–20 days

With Rowte

Reconciliation — Automated

Payout — 1 day

Everything you need to scale your agency

Track student progress

Monitor every application from inquiry to enrollment with real-time updates

Manage your commissions

Automated per-student tracking with detailed payment reports and calculations

Accept global payments

Support 100+ countries with local payment methods and competitive rates

Analyze your performance

Track ROI per partner with conversion analytics and custom reporting

Stay secure and compliant

Automated KYC verification with anti-fraud protection and regulatory compliance

Manage your partnerships

Institution partnerships with access control and integrated communication tools

Before and After

See how we simplify the messiest parts of your workflow.

Old Way

With Rowte

Commission Tracking

Manual spreadsheets per student

Per-student tracking with auto calculation

Payment Timelines

Months of back-and-forth emails

Payouts in 1–2 business days

Reconciliation

Invoices scattered in folders

Automated, per-student reconciliation dashboard

Transparency

Hard to know if you're paid correctly

Every dollar, every student, fully trackable

Agent ROI

No idea which partner performs best

Partner-specific ROI analytics

Security & Compliance

Labor heavy, risk of fraud

One-stop KYC with 0 labor required

Team Workflow

Chaos in folders & chat groups

Centralized dashboard, roles, and access

Scaling

Depends on 1–2 admins doing everything

Workflow that scales as you grow

Cost

Huge friction with 3.69% with banks

Save up to 2.61%

Frequently Asked Questions

How can Rowte help me?

Rowte is more than just a cross-border transfer tool—it is an integrated platform for “transfer + receipt + settlement + reconciliation.” You can easily reconcile with upstream and downstream partners, set commission-sharing ratios, and track the flow of every commission payment. All processes are automated, eliminating manual Excel maintenance and preventing duplicate or missed payments.

Can Rowte help me improve collection efficiency?

Yes. Currently, this process often takes from half a month to six months. With Rowte, it can be shortened to just one day. You can track fund movements in real time, reduce reconciliation errors, omissions, and communication delays, and quickly organize and summarize commission data.

Does Rowte support multi-currency transfers?

Yes. Our services cover 24 major study-abroad destinations worldwide and support 91 currencies, including USD, EUR, GBP, CHF, CAD, HKD, and JPY. You can perform multi-currency transfers and settlements directly within the platform.

Who can use? What documents are required?

Any agency with payment needs or sub-agency with receipt needs can join the platform. During onboarding, a business license is required to verify legitimate business operations.

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